Friday, October 16, 2009

Parent's May Misguide Senior's Long Term Care

When seniors are searching for home care, they often seek the advice of their children first, particularly their daughters. Many seniors assume that their children have a better grip on the current economic situation and understand the health care system. The American Association for Long-Term Care Insurance found some unsettling results in a recent study.

Although the study was about long term care planning for women, if daughters of seniors misunderstand their own long term care plans, they also have the potential to misguide the care plans of their parents.

Almost 20 percent of women participants in a national survey believed that they already had long-term care coverage, while only about 5 percent of U.S. adults over the age of 45 actually had it. The survey suggests that many women may assume that their health coverage includes long-term care, when in reality it doesn’t.

Investigating long term care plans for both the senior and their child will help both understand the ins and outs of the system.


  1. Good Job, I am happy to find this good Post
    Auto Insurance Malibu>

  2. I want to say That!!! Your site style "Amazing" ,And i have enjoyed your site ,Thanks...............

  3. Many thanks for the informative post. My wife's calling me for dinner So I need to operate off without reading as much as I'd like. But I set your weblog on my RSS feed to ensure that I can read a lot more.
    Westlake Village Insurance

  4. Kevin Sorbo3:47 AM

    Many people misunderstands the concept of long term care. They only thought of it as nursing homes where they will be left alone without their family. But by understanding what it really meant you'll find out that long term care could mean care without leaving the comfort of your own home. It is just a matter of proper research for long term care policies with the right long term care insurance cost.